West Michigan Financial Services


 
 




Saving for College

Sending Your Child to College
Being able to send your child to college is at the top of the wish list for most parents. A college education can open doors to many opportunities, and is increasingly necessary in today's economy. But that diploma doesn't come cheap.
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Tax-Advantaged Ways to Save for College
In the college savings game, all strategies aren't created equal. Ideally, you'll want to choose a savings vehicle that offers you the best combination of tax advantages, financial aid benefits, and flexibility while meeting your overall investment needs.
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Financial Aid
Financial aid is money distributed primarily by the federal government and colleges in the form of student loans, grants, scholarships, and work-study jobs. Loans and work-study must be repaid (through monetary or work obligations), while grants and scholarships do not. A student can receive both federal and college aid.
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College Savings Vehicles Compared
Different college savings vehicles have different rules regarding who can participate, control of the underlying investments, tax advantages, penalty if the money isn't used for qualified education expenses, federal financial aid treatment, and common fees and expenses.
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Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2019.