West Michigan Financial Services


 
 




Why Save for Retirement?

Why Save for Retirement?
When you envision yourself in retirement, what do you see? When most people dream about retirement, they see themselves living comfortably, doing what makes them most happy. Fortunately, whatever your dream, your employer wants to help you make it reality — by offering a retirement savings plan, one of the most important employee benefits available today.
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How a Retirement Savings Plan Works
Employer-sponsored retirement savings plans, such as 401(k), 403(b), and 457 plans, present an ideal opportunity to build a nest egg for retirement. You contribute to the plan via payroll deduction, which can make it easier for you to save for retirement. In addition, you may receive significant tax benefits along the way.
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Choosing Investments for Your Retirement Savings Plan
Your employer-sponsored retirement plan offers a variety of investments to choose from. But how do you know which ones may be right for your needs? The keys are to understand your options and consider how they relate to your own personal circumstances.
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Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2019.