Cereus Financial Advisors
David Haas, CFP®
President
795 Franklin Avenue
Building B, Suite 205
Franklin Lakes, NJ 07417
201-848-6802
Fax: 201-848-6803
david@cereusfinancial.com
http://www.cereusfinancial.com
 
 




Life Insurance Basics

Life Insurance Basics
Life insurance is an agreement between you (the insured) and an insurer. Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments. Appropriate life insurance coverage may provide you with a feeling of confidence, since you know that those you care about should be financially protected after you die.
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Comparison of Types of Life Insurance
Comparison of Types of Life Insurance table.
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How Traditional Whole Life Insurance Works
This chart shows how traditional whole life insurance works.
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How Variable Life Insurance Works
This chart shows how variable life insurance works.
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How Universal Life Insurance Works
This chart shows how universal life insurance works.
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How Variable Universal Life Insurance Works
This chart shows how variable universal life insurance works.
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IMPORTANT DISCLOSURES

The information presented here is not specific to any individual's personal circumstances. These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice. This communication is strictly intended for individuals residing in the state(s) of AL, AK, AZ, AR, AA, AE, AP, CA, CO, CT, DC, DE, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI and WY. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2019.