The Trust Company


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Time Value of Money Calculators
Time Value of Money Calculators


Future Value of a Single Sum Calculator

The Future Value of a Single Sum Calculator can answer questions such as:
  • If you have a certain amount to invest today, how much might that sum grow to in the future at a given interest rate?
  • If something costs a certain amount today, how much might that item cost in the future at a given inflation rate?
  • If you are receiving a certain benefit today that is indexed for inflation, how much might that benefit grow to in the future at a given inflation rate?

Present Value of a Single Sum Calculator

The Present Value of a Single Sum Calculator can answer questions such as:
  • If you expect to receive a certain payment or benefit in the future, how much is that payment worth today assuming a given discount rate?
  • How much should you expect to pay now to receive a certain amount in the future?
  • If you need a certain amount in the future, what current amount of savings would be adequate to fund that need if the savings grow at a given interest rate?

Future Value of an Annuity (Stream of Payments) Calculator

The Future Value of an Annuity Calculator can answers questions such as:
  • If you make a series of savings deposits, how much might those savings grow to in the future at a given interest rate?
  • How much should you expect to receive in the future in return for your periodic payments into an investment?

Present Value of an Annuity (Stream of Payments) Calculator

The Present Value of an Annuity Calculator can answer questions such as:
  • How much should you expect to pay now to receive a stream of future payments?
  • How much should you expect to receive now in return for your making a stream of future payments?
  • How much do you need saved to cover a stream of future expenditures?


IMPORTANT DISCLOSURES Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, legal, or retirement advice or recommendations. The information presented here is not specific to any individual's personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable — we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice. This communication is strictly intended for individuals residing in the state(s) of KS and MO. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2019.