|Simple Sustainable Withdrawal Projector
|Simple Sustainable Withdrawal Projector|
This calculator estimates the number of years that projected retirement savings will be able to provide the
desired level of retirement income. This result is compared to a scenario in which retirement distributions are
made based on an initial portfolio withdrawal percentage calculated to provide regular distributions over the
entire specified retirement withdrawal period, with no funds remaining at the end of the period.
This is a hypothetical example and is not intended to reflect the actual performance of any specific investment,
nor is it an estimate or guarantee of future value. Investment fees and expenses have not been deducted. If they
had been, the results would have been lower. When making an investment decision, investors should consider their
personal investment horizons and income tax brackets, both current and anticipated, as these may further impact
the results of this comparison.
This illustration assumes a fixed annual rate of return; the rate of return on your actual investment portfolio
will be different and will vary over time, according to actual market performance. This is particularly true for
long-term investments. It is important to note that investments offering the potential for higher rates of return
also involve a higher degree of risk to principal.
The initial portfolio withdrawal percentage is calculated to allow regular annual withdrawals, adjusted for inflation
at the specified rate, for the entire retirement distribution period, with no funds remaining at the end of the distribution
period. For withdrawals based on the initial portfolio withdrawal percentage, the withdrawal in the first year of retirement
is calculated by multiplying the investment portfolio balance by the initial portfolio withdrawal percentage. The withdrawal
amount for each subsequent year of retirement is determined by adjusting the first year withdrawal amount for inflation,
at the rate specified.
Any information provided has been prepared from sources believed to be reliable but is not guaranteed, does not represent all available data necessary for making investment decisions and is for informational purposes only.
This communication is strictly intended for individuals residing in the state(s) of CO, FL, IA, LA and TX. No offers may be made or accepted from any resident outside the specific states referenced.
|Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2019.