*Include both taxable and tax-exempt holdings
*This is an estimate of your annual income needs during retirement
*If selected, will also adjust Social Security benefit
*Part-time employment, spouse's wages, etc.
*If you're not in pay status you can obtain an estimate of your future Social Security benefit by going to http://www.ssa.gov/OACT/quickcalc/index.html.
*Annuities, pensions, etc. Do not include RMDs if the IRA or employer plan balance is included in "savings at retirement"
*Inheritance, proceeds from sale of business or property, etc.