Disability Income Needs Calculator

This calculator is designed to help you estimate how much disability income protection you might need. Enter an amount in each category listed, then click the calculate button for results.

Currently monthly gross income
$
Current month living expenses
$
Monthly living expenses after disability*
$

* *Some expenses, such as commuter costs, may decrease, while other expenses, such as health-care costs, may increase.

Monthly replacement income from current disability insurance
$
Monthly replacement income from all other sources*
$

* *Other sources may include spousal income, Social Security benefits, or income from savings and investments.

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The 360 Degrees of Financial Literacy Web site offers general information for managing personal finances and does not recommend specific financial actions. For financial advice tailored to your situation, please contact an expert such as a CPA or a personal financial advisor.

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