Susan E. Thomas CPA
Newsletter
529 Plans: Direct-Sold Savings Plans

This table provides direct-sold 529 plan information for participating states and the District of Columbia.

Note: Investors should consider the investment objectives, risks, charges, and expenses associated with 529 plans before investing. More information about 529 plans is available in each issuer's official statement, which should be read carefully before investing. Also, before investing, consider whether your state offers a 529 plan that provides residents with favorable state tax benefits.

State Name of plan, manager, contact information Residency restrictions Contribution limit State tax benefits
AL CollegeCounts 529 Fund
Union Bank and Trust Company
collegecounts529.com
(866) 529-2228
Open to all $350,000 Qualified withdrawals from Alabama 529 plans (but not other states' 529 plans) are tax free and contributions to in-state plan are deductible, up to a cap
AK University of Alaska College Savings Plan
T. Rowe Price Associates
uacollegesavings.com
(866) 277-1005
Open to all $400,000 Alaska has no state income tax
T. Rowe Price College Savings Plan
T. Rowe Price Associates
price529.com
(800) 369-3641
Open to all $400,000
AZ Arizona Family College Savings Program--CollegeSure® 529 Plan
College Savings Bank
arizona.collegesavings.
com/csbcms
(800) 888-2723
Open to all $419,000 Qualified withdrawals are tax free and contributions to any state's 529 plan are deductible, up to a cap
Fidelity Arizona College Savings Plan
Fidelity Investments
fidelity.com/arizona-529
(800) 544-1262
Open to all $419,000
AR GIFT College Investing Plan
Ascensus College Savings
arkansas529.org
(800) 587-7301
Open to all $366,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
CA The ScholarShare College Savings Plan
TIAA-CREF Tuition Financing
scholarshare.com
(800) 544-5248
Open to all $475,000 Qualified withdrawals are tax free
CO Direct Portfolio College Savings Plan
Ascensus Broker Dealer Services
collegeinvest.org
(800) 997-4295
Open to all $350,000 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
Stable Value Plus College Savings Plan
MetLife Insurance Company
collegeinvest.org
(800) 478-5651
Open to all $350,000
Smart Choice College Savings Plan
First Bank Holding Company
collegeinvest.org
(800) 964-3444
Open to all $350,000
CT Connecticut Higher Education Trust (CHET)
TIAA-CREF Tuition Financing
aboutchet.com
(888) 799-2438
Open to all $300,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a five-year carryover of excess contributions
DE Delaware College Investment Plan
Fidelity Investments
fidelity.com/delaware-529
(800) 544-1655
Open to all $350,000 Qualified withdrawals are tax free
DC DC 529 College Savings Program
Calvert Investment Management
dccollegesavings.com
(800) 368-2745
Account owner must be a DC resident or work for an eligible DC firm $260,000 Qualified withdrawals are tax free, and contributions to any D.C. plan are deductible, up to a cap, with a five-year carryover of excess contributions
FL Florida 529 Savings Plan
Florida Prepaid College Board
myfloridaprepaid.com
(800) 552-4723
Open to all $418,000 Florida has no state income tax
GA Path2College 529 Plan
TIAA-CREF Tuition Financing
path2college529.com
(877) 424-4377
Open to all $235,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
HI Hawaii's College Savings Program
Ascensus College Savings
hi529.com
(866) 529-3343
Open to all $305,000 Qualified withdrawals are tax free
ID Idaho College Savings Program (IDeal)
Ascensus College Savings
idsaves.org
(866) 433-2533
Open to all $350,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
IL Bright Start College Savings Program
OFI Private Investments
brightstartsavings.com
(877) 432-7444
Open to all $350,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
IN CollegeChoice 529 Direct Savings Plan
Ascensus College Savings
collegechoicedirect.com
(866) 485-9415
Open to all $298,770 Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan
CollegeChoice CD 529 Savings Plan
College Savings Bank
collegechoicecd.com
(888) 913-2885
Open to all $298,770
IA College Savings Iowa
State Treasurer of Iowa, The Vanguard Group,
Ascensus College Savings
collegesavingsiowa.com
(888) 672-9116
Open to all $320,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
KS Learning Quest 529 Education Savings Program
American Century Investment Management
learningquest.com
(800) 579-2203
Open to all $365,000 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap
KY Kentucky Education Savings Plan Trust
TIAA-CREF Tuition Financing
kysaves.com
(877) 598-7878
Open to all $350,000 Qualified withdrawals are tax free
LA START Saving Program
Louisiana State Treasurer
startsaving.la.gov
(800) 259-5626
Account owner or beneficiary must be a Louisiana resident at time of enrollment $322,980 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
ME NextGen College Investing Plan - Client Direct Series
Merrill Lynch
nextgenforme.com
(877) 463-9843
Open to all $425,000 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap, if specific income limits are met
MD Maryland College Investment Plan
T. Rowe Price Associates
maryland529.com
(888) 463-4723
Open to all $350,000 Quallified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a ten-year carryover of excess contributions
MA U.Fund College Investing Plan
Fidelity Investments
fidelity.com/massachusetts-529
(800) 544-2776
Open to all $375,000 Quallified withdrawals are tax free
MI Michigan Education Savings Program
TIAA-CREF Tuition Financing
misaves.com
(877) 861-6377
Open to all $500,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
MN Minnesota College Savings Plan
TIAA-CREF Tuition Financing
mnsaves.org
(877) 338-4646
Open to all $350,000 Qualified withdrawals are tax free
MS Mississippi Affordable College Savings (MACS) Program
TIAA-CREF Tuition Financing
ms529.com
(800) 486-3670
Open to all $235,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
MO MOST--Missouri's 529 College Savings Plan
Ascensus College Savings
missourimost.com
(888) 414-6678
Open to all $325,000 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap
MT Achieve Montana
The Vanguard Group and Ascensus College Savings
achievemontana.com
(800) 888-2723
Open to all $396,000 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap
NE Nebraska Education Savings
Trust--Direct College Savings Plan
First National Bank of Omaha
nest529direct.com
(888) 993-3746
Open to all $360,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
NV SSGA Upromise College Plan
Ascensus College Savings
upromisecollegefund.com
(800) 587-7305
Open to all $370,000 Nevada has no state income tax
The Vanguard 529 Savings Plan
Ascensus Broker Dealer Services
vanguard.com/529
(866) 734-4530
Open to all $370,000
USAA 529 College Savings Plan
Ascensus College Savings
usaa.com
(800) 531-8722
Open to all $370,000
NH UNIQUE College Investing Plan
Fidelity Investments
fidelity.com/new-hampshire-529
(800) 544-1914
Open to all $375,000 New Hampshire has no state income tax
NJ NJBEST 529 College Savings Plan
Franklin Templeton Distributors
njbest.com
(877) 465-2378
Account owner or beneficiary must be a New Jersey resident at time of enrollment $305,000 Qualified withdrawals are tax free
NM The Education Plan's College Savings Program
OFI Private Investments
theeducationplan.com
(877) 337-5268
Open to all $400,000 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
NY New York's 529 College Savings Program
Ascensus College Savings
nysaves.org
(877) 697-2837
Open to all $375,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
NC National College Savings Program
College Foundation
nc529.org
(800) 600-3453
Open to all $420,000 Qualified withdrawals are tax free
ND College SAVE
Ascensus College Savings
collegesave4u.com
(866) 728-3529
Open to all $269,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap
OH Ohio CollegeAdvantage 529 Savings Plan
Ohio Tuition Trust Authority
collegeadvantage.com
(800) 233-6734
Open to all $426,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
OK Oklahoma College Savings Plan
TIAA-CREF Tuition Financing
ok4saving.org
(877) 654-7284
Open to all $300,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a five-year carryover of excess contributions
OR Oregon College Savings Plan
TIAA-CREF Tuition Financing
oregoncollegesavings.com
(866) 772-8464
Open to all $310,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with a four-year carryover of excess contributions
PA Pennsylvania 529 Investment Plan
The Vanguard Group
pa529.com
(800) 440-4000
Open to all $511,758 Qualified withdrawals are tax free, and contributions to any state's 529 plan are deductible, up to a cap
RI CollegeBound Saver
AllianceBerstein
collegeboundsaver.com
(888) 324-5057
Account owner or beneficiary must be a Rhode Island resident or the account owner must work in Rhode Island at time of enrollment $395,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
SC Future Scholar 529 College Savings Plan
Columbia Management Investment Distributors
futurescholar.com
(888) 244-5674
Account owner or beneficiary must be a South Carolina resident or an employee of the State of South Carolina or Bank of America at time of enrollment $400,000 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
SD CollegeAccess 529
Allianz Global Investors Distributors
collegeaccess529.com
(866) 529-7462
Account owner or beneficiary must be a South Dakota resident at time of enrollment $350,000 South Dakota has no state income tax
TN TNStars College Savings Program
State Treasury
tnstars.com
(855) 386-7827
Open to all $235,000 Tennessee has no state income tax
TX Texas College Savings Plan
NorthStar Financial Services Group
texascollegesavings.com
(800) 445-4723
Open to all $370,000 Texas has no state income tax
UT Utah Educational Savings Plan
Utah Higher Education Assistance Authority
uesp.org
(800) 418-2551
Open to all $418,000 Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan
VT Vermont Higher Education Investment Plan
Intuition College Savings Solutions, LLC
vheip.org
(800) 637-5860
Open to all $352,800 Qualified withdrawals are tax free, and a credit may be claimed for a portion of contributions made to in-state plan
VA Virginia 529 inVEST
Virginia College Savings Plan
virginia529.com/invest
(888) 567-0540
Open to all $350,000 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap, with an unlimited carryover of excess contributions
CollegeWealth
Virginia College Savings Plan
virginia529.com/collegewealth
(888) 567-0540
Open to all $350,000
WV SMART529 WV Direct College Savings Plan
Hartford Life Insurance Company
smart529.com
(866) 574-3542
Account owner or beneficiary must have a West Virginia mailing address or be a West Virginia resident on active duty in the U.S. Armed Forces at time of enrollment $265,620 Qualified withdrawals are tax free, and all contributions to in-state plan are deductible
SMART529 Select
Hartford Life Insurance Company
smart529select.com
(866) 574-3542
Open to all $265,620
WI EdVest
TIAA-CREF Tuition Financing
edvest.com
(888) 338-3789
Open to all $440,300 Qualified withdrawals are tax free, and contributions to in-state plan are deductible, up to a cap


Prepared by Broadridge Investor Communication Solutions, Inc, Copyright 2011