Independent Wealth Management, LLC

Hank Parks, CFP®
Stacey Hyde, CPA, CFA, CFP®
Hulon Warlick, CRC®
Clay Chapman
5050 Poplar Avenue, Suite 2200
Memphis, TN 38157

September 2018

Infographic: Working in Retirement

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All indices are unmanaged and investors cannot actually invest directly into an index. Unlike investments, indices do not incur management fees, charges, or expenses. Past performance does not guarantee future results. Investments are subject to risk, including the loss of principal. Because investment return and principal value fluctuate, shares may be worth more or less than their original value. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. The accompanying pages have been developed by an independent third party. Commonwealth Financial Network is not responsible for their content and does not guarantee their accuracy or completeness, and they should not be relied upon as such. These materials are general in nature and do not address your specific situation. For your specific investment needs, please discuss your individual circumstances with your representative. Commonwealth does not provide tax or legal advice, and nothing in the accompanying pages should be construed as specific tax or legal advice. Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Advisor. Fixed insurance products and other services offered by Independent Wealth Management, LLC are separate and unrelated to Commonwealth. Not FDIC Insured, No Bank Guarantee, May Lose Value.

This communication is strictly intended for individuals residing in the state(s) of AR, CA, CO, FL, MS, MO, TN and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2019.