This is a hypothetical example used for illustrative purposes only. The information provided is not specific investment advice, a guarantee of performance, or a recommendation. Typically, withdrawals from tax-deferred investment options are taxed as ordinary income and any withdrawals taken prior to age 59-1/2 may be subject to an additional 10% federal tax penalty. A plan of continuous or systematic investing does not ensure a profit and does not protect against loss in declining markets. Certain tax-deferred investment options include mortality and expense charges, sales charges, and administrative fee, which would reduce the performance shown if they were accounted for. Lower maximum tax rates for capital gains and dividends could make the investment return for the taxable investment more favorable, thereby reducing the difference in performance between the accounts shown. One's timeframe and income tax brackets, both current and anticipated, should be considered when making financial decisions. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk. Actual results will vary.
Information provided has been prepared from sources and data we believe to be accurate, but we make no representation as to its accuracy or completeness. Data and information is provided for informational purposes only, and is not intended for solicitation or trading purposes. Forefield, Inc is not an affiliate of AXA Advisors, LLC. Please consult your tax and legal advisors regarding your individual situation. Neither AXA Advisors nor any of the data provided by AXA Advisors or its content providers, such as Forefield, shall be liable for any errors or delays in the content, or for the actions taken in reliance therein. By accessing the AXA Advisors website, a user agrees to abide by the terms and conditions of the site including not redistributing the information found therein.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. This example is a hypothetical only and is not indicative of the actual performance of any particular product. These figures are not intended to represent the performance of any specific investment, or other financial product.
Please be advised that this material is not intended as legal or tax advice. Accordingly, any tax information provided is not intended or written to be used, and cannot be used by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of transactions(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor. GE 36976 (02/10)